Wednesday, October 31, 2012

Celebrity Health: 5 Stars Who Turned To Yoga And Meditation To ...

Studies have shown that divorce is one of life's most stressful events. In order to ease some of the anxiety and heartache that often accompanies a split, many people -- both average Joes and celebrities alike -- turn to healthy de-stressors such as yoga and meditation to cope.

Yoga is extolled as a three-in-one workout for the mind, body, and spirit. Through poses and controlled breathing, yogis can reduce stress, lose weight and manage health conditions such as depression, insomnia and high blood pressure. Meditation -- which can be done through yoga or practiced on its own -- is also known to reduce stress, lower blood pressure, improve concentration and strengthen the immune system.

Click through the slides below to see five A-listers who practiced yoga and meditation after the painful breakup of their marriages.

  • Russell Brand

    Russell Brand <a href="http://www.tmz.com/2011/12/30/katy-perry-divorce-russell-brand/">filed for divorce</a> from Katy Perry in December 2011, after just 14 months of marriage. A month before the marriage was <a href="http://www.huffingtonpost.com/2012/07/16/katy-perry-divorce-final_n_1676770.html">officially dissolved</a> in July 2012, <a href="http://www.thesun.co.uk/sol/homepage/showbiz/4381728/Russell-Brand-Im-happier-than-Ive-ever-been-in-my-life.html">UK tabloid The Sun</a> quoted Brand as saying: "I?m dedicating myself to all sorts of interesting things, you know. Transcendental meditation, kundalini yoga, these things are right good for the old spirit."

  • Jennifer Aniston

    In the wake of Brad Pitt's <a href="http://www.ew.com/ew/article/0,,1066184,00.html">rumored extra-marital affair</a> with Angelina Jolie, Jennifer Aniston <a href="http://www.people.com/people/article/0,,1042412,00.html">filed for divorce</a> from her husband of four-and-a-half years in March 2005. In a 2012 <a href="http://www.shape.com/celebrities/celebrity-workouts/jennifer-anistons-yoga-workout">Shape magazine article</a>, Aniston's yoga instructor and wellness advisor, Mandy Ingber, revealed that she had been <a href="http://www.shape.com/celebrities/celebrity-workouts/jennifer-anistons-yoga-workout">working with the former "Friends" star</a> three to four times a week since 2005. Coincidence? We think not.

  • Mia Farrow

    After Mia Farrow and Frank Sinatra <a href="http://news.bbc.co.uk/2/hi/special_report/1998/05/98/sinatra/94184.stm">separated in November 1967</a>, the actress took a trip to India in order to <a href="http://news.google.com/newspapers?id=z4Y1AAAAIBAJ&sjid=1Z8FAAAAIBAJ&pg=3379,3098548&dq=meditation+divorce&hl=en">study transcendental mediation</a> with the modern-day founder of the practice, Maharishi Mahesh Yogi, who was also the <a href="http://news.google.com/newspapers?id=iYY1AAAAIBAJ&sjid=b-sFAAAAIBAJ&pg=6057,2090518&dq=mia+farrow+meditation+india&hl=en">spiritual adviser to the Beatles</a>. After two years of marriage, Farrow and the legendary crooner <a href="http://www.time.com/time/magazine/article/0,9171,838635,00.html">finalized their divorce</a> in August 1968.

  • Katy Perry

    <a href="http://www.entertainmentwise.com/news/78821/Russell-Brand-Meditation-Helped-Me-Deal-With-Katy-Perry-Split">Like her ex-hubby Russell Brand</a>, Perry turned to meditation to help her cope with the split. In September 2012, two months after the former couple <a href="http://www.usmagazine.com/celebrity-news/news/katy-perry-russell-brands-divorce-finalized-2012167">finalized their divorce</a>, the pop star tweeted about a spiritual journey she took where she <a href="http://abcnews.go.com/blogs/entertainment/2012/09/katy-perry-on-mysterious-spiritual-journey/">prayed</a> and took part in a <a href="http://abcnews.go.com/blogs/entertainment/2012/09/katy-perry-on-mysterious-spiritual-journey/">group meditation</a>. A month later, <a href="https://twitter.com/katyperry/status/259428231436963840">she tweeted</a>: "Transcendental meditation changed my life. For my birthday I would love to pay it forward. In lieu of gifts, donate," asking her followers to give money to David Lynch's <a href="http://www.davidlynchfoundation.org/katyperry/">transcendental meditation charity</a>.

  • Rod Stewart

    Rod Stewart and model Rachel Hunter <a href="http://www.people.com/people/archive/article/0,,20127437,00.html">announced their separation</a> in 1999, but didn't <a href="http://news.bbc.co.uk/2/hi/entertainment/6159441.stm">finalize their divorce</a> until seven years later in November 2006. In his <a href="http://www.usatoday.com/story/life/music/2012/10/22/rod-stewart-new-autobiography/1642797/">2012 autobiography</a>, the British singer opened up about his <a href="http://www.dailymail.co.uk/tvshowbiz/article-2213800/Rod-Stewart-autobiography-Singer-describes-moment-met-ex-wife-Rachel-Hunter.html?ito=feeds-newsxml">less-than-successful foray into yoga</a> as a way to ease the heartache of their split. "I'd decided to take up yoga, so a man came to the house to teach me the fundamentals," <a href="http://www.dailymail.co.uk/tvshowbiz/article-2213800/Rod-Stewart-autobiography-Singer-describes-moment-met-ex-wife-Rachel-Hunter.html?ito=feeds-newsxml">Stewart wrote</a>. "As I was attempting to master a beginner's level 'balancing table' position, I fell over into the fireplace. (Surely, if God had meant us to do yoga, he'd have put our heads behind our knees.)"

Related on HuffPost:

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Source: http://www.huffingtonpost.com/2012/10/31/celebrity-health-5-stars-_n_2020073.html

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If You Owe $10,000 Or More To Uncle Sam Tax Debt Relief Is For You

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About the Author:
http://www.creditnowusa.com/Blog/posts/if-you-owe-10000-or-more-to-uncle-sam-tax-debt-relief-is-for-you/

Source: http://www.articlesnatch.com/Article/If-You-Owe--10-000-Or-More-To-Uncle-Sam-Tax-Debt-Relief-Is-For-You/4240907

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Many cancer survivors face health-related quality of life issues

ScienceDaily (Oct. 30, 2012) ? Beating cancer is just the first step. More than one third of the 12.6 million cancer survivors in the United States have physical or mental problems that put their overall health in jeopardy, according to researchers at Wake Forest Baptist Medical Center.

Their study, published in the October issue of the journal Cancer Epidemiology, Biomarkers & Prevention, found that 25 percent of cancer survivors reported poor physical health and 10 percent reported poor mental health as compared to 10 percent and 6 percent, respectively, of adults without cancer.

The study was funded by the National Cancer Institute (NCI), part of the National Institutes of Health (NIH) and the Centers for Disease Control and Prevention (CDC).

"Until now, we didn't have clear data on quality-of-life issues for the population of U.S. cancer survivors," said the study's lead author, Kathryn Weaver, Ph.D., assistant professor of social sciences and health policy at Wake Forest Baptist. "This information should help doctors and researchers identify groups of survivors who may be at risk for long-term problems after cancer. In addition, it can help us know if some of the national efforts to improve life for cancer survivors are making a difference."

For the study, researchers analyzed data from a 2010 nationwide health survey conducted by the CDC that included data specific to cancer survivors collected by the CDC and the NCI. The scientists identified 1,822 cancer survivors and compared them with 24,804 adults with no history of cancer.

Survivors of breast cancer, prostate cancer and melanoma fared best, with health-related quality of life levels equivalent to or better than those of adults with no cancer history, according to the study.

In contrast, 40 percent of survivors of cervical, blood and colorectal cancers and survivors of cancers with a five-year survival rate of less than 25 percent (including cancers of the liver, lung and pancreas) were more likely to report physical problems that had a negative impact on their quality of life. In addition, survivors in the latter group were more likely to report mental health issues that affected their day-to-day lives.

The researchers estimated that about 3.3 million cancer survivors in the United States have poor physical health-related quality of life and almost 1.4 million have poor mental health-related quality of life.

"Recently, there has been a strong push for doctors to do a better job of communicating with cancer patients about what to expect as they finish treatment and transition to the survivor period," Weaver said. "Identifying what symptoms or problems cancer patients are facing after treatment -- fatigue, pain, depression, sleep and cognition problems -- and connecting them with the right resources or treatments is key to improving their long-term health."

Co-authors of the study are Laura P. Forsythe, Ph.D., Catherine M. Alfano, Ph.D., and Julia H. Rowland, Ph.D., of the National Cancer Institute; Bryce B. Reeve, Ph.D., of the University of North Carolina at Chapel Hill; and Juan L. Rodriguez, M.P.H., Susan A. Sabatino, M.D., and Nikki A. Hawkins, Ph.D., of the Centers for Disease Control and Prevention.

The research was supported by the National Cancer Institute contract HHSN 261201100189P.

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Story Source:

The above story is reprinted from materials provided by Wake Forest Baptist Medical Center, via Newswise.

Note: Materials may be edited for content and length. For further information, please contact the source cited above.


Journal Reference:

  1. Kathryn E. Weaver, Laura P. Forsythe, Bryce B. Reeve, Catherine M. Alfano, Juan L. Rodriguez, Susan A. Sabatino, Nikki A. Hawkins, and Julia H. Rowland. Mental and Physical Health?Related Quality of Life among U.S. Cancer Survivors: Population Estimates from the 2010 National Health Interview Survey. Cancer Epidemiol Biomarkers, October 30, 2012 DOI: 10.1158/1055-9965.EPI-12-0740

Note: If no author is given, the source is cited instead.

Disclaimer: This article is not intended to provide medical advice, diagnosis or treatment. Views expressed here do not necessarily reflect those of ScienceDaily or its staff.

Source: http://feeds.sciencedaily.com/~r/sciencedaily/mind_brain/mental_health/~3/x8btM5XRyhs/121030142238.htm

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Significance About Seo Services

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Source: http://maisondesjeux.com/significance-about-seo-services.aspx

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Tuesday, October 30, 2012

Underwood Hosts Special Education Seminar | Underwood Law

Posted October 29, 2012

On October 18, 2012, Underwood attorneys Andrea Slater Gulley, Peggy Duran-Klenclo, and Ronn Garcia spoke to special education directors and administrators from Regions 16 and 17 about special education ?hot topics,? including child find, discipline, bullying, and avoiding and preparing for due process hearings.

The presenters thank the attendees for their great questions and interaction throughout the seminar!

Source: http://www.uwlaw.com/underwood-hosts-special-education-seminar/

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Fit and Fab: Healthy gifts for the season - HealthyLife magazine ...

It?s the giving season once again ?

? and this Fit and Fab has healthy gifts for every woman in your life ? including yourself!

By Carin Lane/HealthyLife

Fashionista: Gaiam?s Flourish Performance Tee & Sweaty Band ?

Made of recycled polyester and spandex, this fabulous Gaiam tee will keep you cool and looking great whether you?re working out, at work, or out and about. The banded bottom keeps the shirt gently hugging your waist, and the super-cute pleated sleeves add a delicate touch. Round out your look with this ?chakra dots?-pattern Sweaty Band; it?ll keep your locks out of the way and free-flowing so you can avoid the matted-mane look. Tee, $58; band, 18. Visit gaiam.com and sweatybands.com.

? On-the-Run: Aladdin Collapsible Steamer & Insulated To-Go Food Container

Eat healthy and clean up quickly with this steamer that can cook up to 32 ounces of veggies in seconds, rinse clean and collapse for easy storage. Once your steamed items are ready, keep them hot or cold in this insulated container that can go from the fridge to the microwave to the table to the dishwasher ? leaving you with a little extra time to yourself. Steamer, $9.99; container, $14.99. Available at Target, or visit aladdin-pmi.com.

Bookworm: Chloe?s Kitchen: 125 Easy, Delicious Recipes for Making the Food You Love the Vegan Way ?

Who doesn?t love a good cookbook with a ton of easy-to-follow recipes, minus the laundry lists of fancy ingredients? Author Chloe Coscarelli has created tasty vegan recipes so good you simply won?t miss the meat, eggs and milk. Coscarelli also won Cupcake Wars in 2010 ? and you?ll know why once you sample the dessert section. Yum. $10.98. Available at local bookstores, Amazon.com or visit chefchloe.com.

? Sweet Tooth: UNREAL Brands Candy

This is candy that you can feel good about sticking in stockings or putting out for your holiday party guests to enjoy. Made with all-natural ingredients, these candies offer not only great taste but also 30 percent less sugar, 60 percent more protein and 250 percent more fiber. Choose healthier versions of classics like Reese?s Peanut Butter Cups, peanut and plain M&Ms, Snickers or a 3 Musketeers bar. Price varies by size and type. Available at Michaels, Target, CVS, Staples, BJs and Walgreens.

Workout Queen: The Ultimate Yogi ?

Hectic work schedules, stress and working out hard can all damage the body. Using this 12-disc set, schedule and diet plan, you will embark on 108 days of mental, emotional and physical transformation. As you are guided through 14 challenging classes, you?ll love the detoxifying feeling of peace, serenity and strength that instructor Travis Eliot provides. I?ve seen this workout referred to as the ?P90X of yoga.? It won?t take long before your channeling your inner yogi. $108. Visit theultimateyogi.com.

Click here for some more holiday gift ideas.

Have a new product you?d like to share? E-mail Carin at clane@timesunion.com. You can visit Carin on Facebook, or follow her on Twitter@tiredorinspired and Pinterest.

Source: http://blog.timesunion.com/healthylifemagazine/fit-and-fab-healthy-gifts-for-the-season/2705/

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i heart to scrapbook: Grandma Mayme @ ninety-two

My husband and I drove home this afternoon after spending a weekend in Sturbridge, MA for Craig's cousin's wedding. ?We were lucky that it was only an hour drive for us. ?The rest of the family flew in from all over - California, ?Texas, New Hampshire, Michigan, Arizona, Wisconsin, New Jersey, and Switzerland. ?We had a great time relaxing and spending time with our family. ?

At the heart of the Ledvina family is Mayme - Craig's grandma. ?She turned ninety-two this August and is looking as good as ever. ?We are so lucky that she is able to fly across the country and attend special events with her family still.

She's the shortest thing ever - so cute!

We were able to be with her on her 92nd birthday this August. ?We had a cookout at Craig's parents cottage in Wisconsin. ?I created this layout of a picture that I took of her that day.

The layout was created with the October 2012 Studio Calico kit, Roller Rink. ?The kit included gold washi, which I didn't initially think I would use. ?On this layout, I ended up using it as a border for the photo, the border for the layout, and then I punched flowers out of it and surrounded the photo with them. ?I love when I end up using something I normally wouldn't because it came with a Studio Calico kit.

Stay safe for those of you that are in Hurricane Sandy's path!

Source: http://ihearttoscrapbook-brenda.blogspot.com/2012/10/grandma-mayme-ninety-two.html

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Monday, October 29, 2012

Taylor Swift to co-host Grammy nominations TV show

NASHVILLE, Tenn. (AP) ? Taylor Swift will co-host the Grammy nominations television special.

Grammy officials say the pop star will join LL Cool J as hosts of the Dec. 5 special, airing live on CBS from Bridgestone Arena in Nashville, Tenn. This is the first year the nominations special has been broadcast from Music City.

Grammy officials also announced Monday that rising country star Luke Bryan has been added to the telecast as a performer, joining Maroon 5 as the only acts announced so far. More performers will be revealed at a future date.

Swift has won six Grammys. She released her latest album, "Red," last week.

The 55th annual Grammy Awards will be held Feb. 10 in Los Angeles.

___

Online:

http://grammy.com

___

For the latest country music news from the Associated Press: http://twitter.com/AP_Country .

Source: http://news.yahoo.com/taylor-swift-co-host-grammy-nominations-tv-show-134535609.html

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Select Blinds, Style of Window Treatments Suit Your Home!

Select Blinds, Style of Window Treatments Suit Your Home!  home decor 2Unleash the true potential of your windows with window treatments. Find which style of window treatments suit your home the best. Ask yourself, are you looking for a more decorative approach or are you looking to get extra functionality from your windows? The choices are there and are far from limited.

Styles of window treatments offered by Select Blinds range from purely decorative functions to providing functionality. The more traditional forms of decorative windows include sheers, drapes, curtains, cornices, blinds, shutters, and valances. Technically, there is no limit to how many you can use on your windows as long as it fits your style and room.

If it?s functionality that you?re looking for with your window treatments then you?re choices are far from limited. Choosing the right window treatments that provide functionality can not only bring more comfort and enjoyment to the decor of a room, they can also save you money! Some more traditional styles that can really bring a room together include layering the styles mentioned above. Layering these styles correctly can insulate heat and cold, and filter light. Needless to say, you could see your utility bills decreasing with little effort!

Privacy is another top priority when it comes to your windows. Window treatments will give you the comfort that you seek from your home.

Shop with MyReviewsNow.net to simplify your shopping experience.

Tags: home decor, home improvement

Source: http://www.myreviewsnow.net/blog/index.php/select-blinds-style-of-window-treatments-suit-your-home-5910

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Meningitis spreads to 19 states with first case in R.I.

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Sunday, October 28, 2012

Motherhood and Cancer: Full Day | gillistern.com

Today was Captain Adorable?s first kindergarten field trip. Therefore, we were up earlier than normal, and found a treat on our front steps. Capt. Adorable had been BOOed. It turned out to be a package with glo-sticks, cancdy, Halloween decorations, and other cool stuff. There was also a note telling us to BOO two other children. We talked about who to BOO on the way to school.

All 5 kindergarten classes from our school went on the trip. I drove home to pick up my friend from the neighborhood, who also has a son in kindergarten (though a different class), was also a chaperone, and was carpooling with me. ?We went to a local farm (more argi-tainment than agriculture, but whatever).?We arrived before the busses from our school, and got to see the craziness of the arrivals outside the gate?there were lots of kids from other schools and day cares there in addition to the approx 120 from our school.?There were animals (got to milk a cow), a hay ride, a maze, some live music, lots of running around, and a pumpkin at the end. I was assigned a group of 2 to take care of?Capt. Adorable and one other (very nice and well behaved) boy. It was fun and tiring. On the field trip,another friend from the neighborhood asked if we had found anything on the porch this morning, so I knew who had left the BOO.

I had about an hour at home, during which time I wrote and answered emails and texts concerning the upcoming neighborhood Halloween Party, which I am organizing. Then I drove to school to pick up my sweet son. We stopped at home long enough for him to eat the lunch he was too excited to eat while at the farm, changed into hockey practice clothes, grabbed the gear, and hopped in the car. No time to buy treats for the BOOs we should leave for others. Traffic was terrible, but it only took us about 30 minutes to get there. He was ready to hit the ice (meaning all equipment on) at 5:22. Practice lasted till 7:00; we were back in the car on the way home at 7:14.

Captain Obvious had wanted to come to practice, but we asked him to instead go buy Book stuff, which he did. After dinner, we packed up the BOOs and set off to leave them at friends? doorsteps. Captain Adorable went up to the door, put the treat pack down, then rang the door bell and ran to his hiding spot as fast as he could! It was dark outside and it was really funny to watch one mom, completely mystified and poking at what we had left (the treats were in an empty oatmeal container with a long sugar straw sticking out the top?must have looked like a bomb or something, whoops!!). The other family saw who was running off, but it was still fun and felt good to all laugh together as we drove off through the darkness back to our house. I think we will do that again next year.

I still have to put my jelly fish costume together. Big party tomorrow, whew. Let?s hope Hurricane Sandy doesn?t rain on us till the party is over!

Source: http://motherhoodandcancer.blogspot.com/2012/10/full-day.html

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Source: http://gillistern.com/928/motherhood-and-cancer-full-day/

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Ukraine ruling party claims victory in election

Ukrainian President Viktor Yanukovich leaves a booth for voting at a polling station during parliamentary elections in Kiev, Ukraine, Sunday, Oct. 28, 2012. (AP Photo/Sergei Chuzavkov)

Ukrainian President Viktor Yanukovich leaves a booth for voting at a polling station during parliamentary elections in Kiev, Ukraine, Sunday, Oct. 28, 2012. (AP Photo/Sergei Chuzavkov)

Chairman of the Ukrainian democratic opposition Ukrainian Democratic Alliance for Reform Party and former boxing champion Vitali Klitschko, centre right, and his wife Natalia cast their ballots, at a polling station during parliamentary elections in Kiev, Ukraine, Sunday, Oct. 28, 2012. Ukrainians are electing a parliament on Sunday in a crucial vote tainted by the jailing of top opposition leader Yulia Tymoshenko and fears of election fraud. (AP Photo/Efrem Lukatsky)

Ukrainians cast their ballots at a polling station in Kiev, Ukraine, Sunday, Oct. 28, 2012. Ukrainians are electing a parliament on Sunday in a crucial vote tainted by the jailing of top opposition leader Yulia Tymoshenko and fears of election fraud. (AP Photo/Efrem Lukatsky)

An Orthodox priest casts his ballot paper at a polling station in Kiev, Ukraine, Sunday, Oct. 28, 2012. Voters in Ukraine are choosing a new parliament Sunday. (AP Photo/Efrem Lukatsky)

Ukrainian military examine their voting ballots at a polling station in Kiev during parliamentary elections in Ukraine Ukraine, Sunday, Oct. 28, 2012.(AP Photo/Sergei Chuzavkov)

(AP) ? Ukrainian President Viktor Yanukovych's party claimed victory Sunday in a parliamentary vote tainted by the jailing of the country's top opposition leader.

Despite a strong showing of pro-Western opposition parties in the proportional portion of the vote, Yanukovych's Party of Regions was likely to retain its parliamentary majority as its candidates were expected to take the lead in individual races across the country.

With former Premier Yulia Tymoshenko in jail and widespread fears of election fraud, the West is paying close attention to the vote in the strategic ex-Soviet state, which lies between Russia and the European Union, and serves as a key conduit for transit of Russian energy supplies to many EU countries. An election deemed undemocratic by international observers could freeze Kiev's ties with the West and push Ukraine toward Moscow.

An exit poll conducted by three leading polling agencies showed the Party of Regions ahead with some 28.1 percent of the vote. Tymoshenko's Fatherland party is poised to get about 25 percent of the proportional vote, while the Udar (Punch) led by world boxing champion Vitali Klitschko is set to get around 15 percent, according to the survey. The anti-government nationalist Svoboda (Freedom) party and the Communists, Yanukovych's traditional allies, both look set to get about 12 percent. And even though the three opposition parties have more proportional votes than the Regions and the Communists combined, Yanukovych candidates are likely to win enough individual races to form a majority in parliament.

Official results were slow to trickle in. With the votes at less than 1 percent of all polling stations counted, Yanukovych's Party got 50 percent, Tymoshenko's and Klitschko's parties got about 15 percent each, Svoboda got 7 percent and the Communists 5 percent, according to election officials.

"We believe that this is an undisputable victory of the Party of Regions," Prime Minister Mykola Azarov said shortly after polls closed. "Above all, it shows the people's trust to the (policy) course that is being pursued."

Opposition parties alleged widespread violations on election day, such as vote-buying and multiple voting and an attack on a candidate who tried to document election violations. The Committee of Ukrainian Voters, an independent local election monitor, confirmed those problems, but said it remains to be seen whether the violations would significantly affect the overall elections results and how fair the vote-tallying will be. Authorities insisted the election was honest and democratic. Independent monitors will give their assessment Monday.

With Yanukovych under fire over the jailing of his top rival, Tymoshenko; rampant corruption and slow reforms, the opposition made a strong showing.

"This clearly shows that the people of Ukraine support the opposition, not for the government," Tymoshenko ally Arseniy Yatsenyuk said.

Opposition forces hope to garner enough parliament seats to weaken Yanukovych's power and undo the damage they say he has done: the jailing of Tymoshenko and her top allies, the concentration of power in the hands of the president, the snubbing of the Ukrainian language in favor of Russian, waning media freedoms, a deteriorating business climate and growing corruption.

The strong showing by the far-right Svoboda party, which campaigns for the defense of the Ukrainian language and culture but is also infamous for xenophobic and anti-Semitic rhetoric, emerged as a surprise and showed the widespread disappointment and anger with the ruling party.

It remains to be seen whether Tymoshenko's group, Klitschko's party and Svoboda can forge a strong alliance and challenge Yanukovych.

The election tainted by Tymoshenko's jailing on charges of abuse of office has also been compromised by the creation of fake opposition parties, campaigns by politically unskilled celebrities, and the use of state resources and greater access to television by Yanukovych's party.

___

Yuras Karmanau in Kiev contributed to this report.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/cae69a7523db45408eeb2b3a98c0c9c5/Article_2012-10-28-Ukraine-Election/id-9a6595cec2794d6e915a4168e21f69b4

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Saskatoon real estate week in review: October 21-27, 2012 ...

Posted by Norm Fisher on October 27, 2012

Saskatoon real estate sales came back from what felt like a brutal slide last week as local agents reported 77 firm house and condo deals to the multiple listing service?. That?s a gain of 24 sales compared to last week, up just one from the same week a year ago. New MLS? listings continued to cool. Just 99 properties were added to the system. That?s the smallest number of new Saskatoon real estate listings since January. Those numbers were lower than last week by 17 but ahead of the same week last year by five.

Click the image for a larger version of the graph.

Residential real estate inventory on the Saskatoon multiple listing service? slipped lower this week to 1168. While that number is down just 24 properties from levels seen a week ago it is the lowest number of listings available since May. This week?s final number comes in with about 47 fewer properties available than we could find on the system at the same point in 2011. Today, buyers can find 702 single-family homes and 377 condos on the MLS?. Last year at this time we had 747 single-family homes and 394 condominiums showing an active status.

Click the image for a larger version of the graph.

Prices didn?t see much change this week by any of the measures we track except the weekly median price which slipped lower by more than eighteen thousand dollars to $301,500. In spite of an unusually low count of Saskatoon home sales above the $500,000 mark, the weekly average sale price fell just six thousand dollars to $320,311. Meanwhile, the six-week average sale price remained steady on a weekly basis at $326,521 which is actually lower than it was a year ago by a few hundred dollars. This would be the first week this year where the six-week average price has slipped lower on an annual basis. At the same time, the four-week median sale price managed to inch up by one thousand dollars this week to $321,000 to claim an annual gain of roughly eleven thousand dollars.

Click the image for a larger version of the graph.

For the second week in a row, overbid sales were a complete non-factor. Ten lucky Saskatoon home sellers did manage to obtain a full price offers to wrap up a deal on their home while 67 of this week?s 77 sales were reported to have sold below the asking price by an average of $8,843.

Other notable MLS? activity this week included 46 cancelled and withdrawn listings, 8 expired listings and 32 price adjustments.

Click the image for a larger version of the chart.

Highlights from the news this past week

Station 20 West in Saskatoon opens its doors ? Star Phoenix
Are we worrying ourselves into a housing crash? - Financial Post
Flaherty eyes privatization of CMHC ? Globe and Mail
Canadians would feel the squeeze of higher interest rates: BMO ? Financial Post
Wretched excess a recurring theme in these home ads ? Star Phoenix
Higher mortgage rates would hit households hard: BMO - Globe and Mail
What if interest rates went even lower??- Financial Post
Carney digs in heels on consumer debt ? Globe and Mail
Home prices 3.6% higher in September than a year ago ? Globe and Mail
Bank of Canada?s Carney says rate hikes will be gradual ? Reuter?s Canada
Home ownership still achievable ? Star Phoenix

A map displaying the boundaries of Saskatoon real estate areas is here.
An overview of data collection and calculation practices for our statistical reports is here.

Get the most current market intelligence with our FREE Market Snapshot including prices of homes recently sold in your area. Get it here now.

I?m always happy to answer your Saskatoon real estate questions.? All of my contact info is here. Please feel free to call or email.

Norm Fisher
Royal LePage Saskatoon Real Estate

Source: http://teamfisher.com/saskatoon-real-estate-week-in-review-october-21-27-2012/

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Saturday, October 27, 2012

Should Small Businesses Get New Top-Level Domains? | World ...

Small businesses are facing a big choice when it comes to their Web presence.

The Internet Corporation for Assigned Names and Numbers, or ICANN, is accepting applications for the chance to create and manage new top-level domains?the part of the Web address to the right of the dot, like ?com? and ?org.? People who manage websites will have the chance to acquire addresses at those new top-level domains, also known as TLDs.

[DOMAINicon]

The Wall Street Journal

Many Web veterans argue that the new addresses are a potential boon for small companies. Businesses will be able to get TLDs that better reflect their brand?perhaps ?.food? for restaurants or ?.realestate? for brokers?and let them do better marketing. There?s also the chance that the new TLDs may offer better security protections or even vet the sites that use the domain.

Critics, though, say the new addresses will cause confusion for customers and headaches for businesses. Marketing a new TLD will take precious money and time, they argue, and there isn?t a big demand for existing

niche TLDs to begin with.

Yes: More Choices Can Pay Off


By Kevin Wilson

Not investing in a new top-level domain is like pining for the good old days when your only telecom option was a black Ma Bell telephone, or you could watch only the three broadcast networks. The new TLDs will offer small companies a bounty of new choices and promise to deliver innovations that improve security and marketing online.

Let?s start with choice. Right now, there are more than 100 million ?.com? domain names. That means it?s likely that the ideal name for a small business is already taken. I know my name, www.kevinwilson.com, is already taken by a real-estate agent in Denver. I?m sure he?s a nice guy, but he?s not me.

As things stand, I have to come up with a ?.com? name that?s confusing for me and my customers, something like kwilson1437.com. With a new TLD, I can choose a name ideal for me and my customers without having to force something available to work?for instance, www.kevinwilson.cfo.

New Possibilities

These new, specific TLDs will also give small firms the chance to tell customers what they?re about. Think of how much more information a business is giving customers, both online and in printed materials, when its address ends in ?.travelagent? or ?.restaurant? instead of just ?.com.?

[DOMAIN_Wilson]

Kathy Wilson

KEVIN WILSON: ?The new TLDs will offer small companies a bounty of new choices and promise to deliver innovations that improve security and marketing online.?

The marketing possibilities will get even more interesting than that. Some companies that manage the new TLDs will likely limit access to certain types of websites. An address like ?.realestate,? for instance, might be open only to people whose broker license is up-to-date. That will be a boon for people like Kevin the real-estate agent in Denver, since the address immediately tells customers something crucial about his business.

If your TLD has those kinds of conditions attached, it also means you can put distance between your site and ones you don?t like. Don?t want porn near you? There won?t be any at site if the TLD operators vet businesses and remove ones that don?t meet their criteria. There is a good chance, in fact, that some TLDs will end up with the same exclusive appeal as an address on Rodeo Drive or Fifth Avenue.

On top of all that, some companies that manage the new TLDs are also likely to offer security features that cut down on the risk of things like phishing and denial-of-service attacks.

It?s Up to the Companies

Critics argue that all the new possibilities will cause confusion. What?s wrong with confusion? Having to choose one toothpaste is less confusing, but is it better? Of course, you can stick with what you have. You can still use black Ma Bell phones, drive Model T?s and watch one channel on TV. Others will use innovation to meet client needs more effectively.

Likewise, some companies will do a better job than others of making their investment pay off. Some businesses will pay a lot for marketing, infrastructure and overhead. Some will pay a little. The return on investment is a function of the business plan.

Critics also fret about marketers that try to get small companies to buy up a company name across a host of TLDs, such as ?mycompany.myniche,? ?mycompany.myindustry? and ?mycompany.mylocation.? The pressure to get anything of value causes pressure. If a small business learned that there was land suddenly available next door to its headquarters, wouldn?t that cause pressure? Small companies can choose to get their company name, or they can choose not to get it. It?s up to them.

Also, keep in mind that if their company name is trademarked or otherwise protected, ICANN can help prevent the name from being sold to others.

Finally, there?s the argument that small companies mostly aren?t using the narrower TLDs that already exist. But each TLD that is narrow and restricted still has registrants who register and renew year after year.

These new options will bring up new challenges. Small companies will have to find ways to use their new choices to their best advantage. But that?s an improvement over the absence of choice we face right now.

Mr. Wilson is a former chief financial officer of ICANN and co-founder of Wise Dots LLC. He can be reached at reports@wsj.com.

No: Confusion and High Costs


By Douglas J. Wood

[DOMAIN_Wood]

Reed Smith

DOUGLAS J. WOOD: ?Small businesses have not asked for more TLDs, and they would not benefit by acquiring them.?

Small-business owners work on slim margins. Every penny counts. That?s why investing in new top-level domains for company sites is a bad idea.

The cost of buying individual domains is not exorbitant in itself. Nor is the cost of switching over an existing site to a new TLD. But when a small business makes that change, it must couple the move with a marketing campaign letting customers know of the new address and why it means something of value to them.

The company has already spent time and money establishing the goodwill of the original site. Will the incremental returns on promoting the new site match the original investment? It?s very doubtful. More likely than not, consumers will simply be confused.

Bad Addresses

But isn?t part of the sales pitch for the new TLDs that they make marketing easier? That it?s simpler to reach the customers you want if you have ?.myniche? as part of your Web address instead of the generic ?.com??

The answer: We?ve tried this already. It doesn?t work.

There are already 22 narrowly focused dot-addresses around, and the majority are flops, including .coop, .aero, .travel, .jobs, .museum, .pro, .name and .tel. They?re virtually unused by businesses and unrecognized by consumers. Saying that thousands of new ones will fare any better is sheer speculation; it?s also sheer speculation to say that the flurry of new TLDs will bring about technical innovation.

DOMAINchronline

DOMAINchronline

And what happens if the outfit managing a TLD goes belly-up? A cash-strapped small business that has bought an address in that domain has to invest yet more money to reroute customers someplace new and tell them about the move.

Those who support the flood of new TLDs also argue that there?s a scarcity of addresses available for the familiar .com TLD. But are small-business owners abandoning the Internet because they can?t get the domain names they like? If anything, small businesses are relying more heavily on the Web than ever, whether or not they can get the exact .com name they want.

The Heat Is On

This leads to an unsavory part of TLD marketing. Small businesses have already been victimized by marketers trying to sell them loads of Web addresses?a process that will only intensify with the introduction of new TLDs.

Domain-name sellers insist buyers should fear losing customers to competitors or scammers trading off their brand name. For example, if a small business owns only mycompany.com, domain-name sellers constantly remind it that there?s nothing to prevent a competitor from buying mycompany.net or mycompany.org and rerouting customers to their sites.

While the small-business owner may be able to sue for trademark infringement or cybersquatting, that?s expensive. So it?s cheaper for the small business, according to domain-name sellers, to simply buy every available mycompany address. Just imagine the pressures small businesses will face with more than 1,000 TLDs out there.

For an idea of the costs involved, consider this example. I recently searched at a popular domain-name seller to find Web addresses for a company name I invented. Mycompanyname.net was available for $9.99. Very reasonable. Immediately under the offer, however, was a string of 10 other TLDs?mycompanyname dot something else?for an additional $67.91. The seller also listed .mx (Mexico) and .ag (Antigua and Barbuda) for $159.98.

In fact, if I bought everything on the list, it would cost $620.44, assuming I didn?t want premium setups with extra features; those would cost between $1,588 and $29,850. And that?s before additional costs to hide my private registration information from snoopers and other add-ons.

The bottom line is this: Small businesses have not asked for more TLDs, and they would not benefit by acquiring them.

Mr. Wood is a partner with Reed Smith LLP and general counsel for the Association of National Advertisers. He can be reached at reports@wsj.com.

Source: http://dapssav.org/should-small-businesses-get-new-top-level-domains

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Scared To Death... Literally

Copyright ? 2012 National Public Radio. For personal, noncommercial use only. See Terms of Use. For other uses, prior permission required.

IRA FLATOW, HOST:

This is SCIENCE FRIDAY, I'm Ira Flatow.

(SOUNDBITE OF SCREAMING)

FLATOW: Can you be scared to death? Yes, in fact, you can. You can literally drop dead from fear, a phenomenon doctors call voodoo death. Kind of spooky, huh? Well, it can happen during an earthquake, a terrorist attack or a mugging, and you don't have to be frightened to death.

Sporting events, when you're rooting on your favorite team, can up your risk of heart failure, too. How does it happen, and what's the risk? Is there any chance a Halloween spook could send your heart aflutter? Here to talk about it is Dr. Martin Samuels. He's chairman of the Department of Neurology at Brigham and Women's Hospital, a professor of neurology at Harvard Med School in Boston. He joins us by phone. Welcome to SCIENCE FRIDAY.

DR. MARTIN SAMUELS: Oh, it's a pleasure to be with you.

FLATOW: You can actually be scared to death?

SAMUELS: You can indeed. There's no doubt that it's a real phenomenon.

FLATOW: How does that work?

SAMUELS: Well, it's a strong emotional reaction of any kind. It can be positive, as you said in the lead, or negative. And when this happens suddenly, there is a pulse of autonomic activity, we call it, which means automatic activity of the brain, which releases chemicals, natural chemicals related to adrenaline, which I'm sure everybody has heard about.

And that chemical is mainly good, but there's a small, small risk that it can do harm to the various organs, including your heart.

FLATOW: And as you say, it doesn't have to be a scary experience.

SAMUELS: No, just a sudden, usually unexpected powerful emotional experience. A scary experience would be one example of it, but a powerful positive emotion can do it, as well. I have an example of a guy who hit a hole in one, he played golf his whole life and hit a ball over a rise and didn't see where it went. He and his partner went over and looked down on the green, and the ball was in the hole.

And he said wow, I hit a hole in one, I can die now, and he did.

(LAUGHTER)

FLATOW: Oh jeez.

SAMUELS: So that's what I call a happy ending.

(LAUGHTER)

FLATOW: You also have an incident of a guy who bowled 300.

SAMUELS: Yeah, the guy bowled a perfect game, came back to his team and basically said the same thing as that golfer, you know, I've finally done it, I can die now.

FLATOW: And he did.

SAMUELS: And he did, yeah. So there's no doubt, there's no doubt this can happen. It can happen with positive or negative emotions. It's important to emphasize that it's a very rare phenomenon. It's the small, downside risk of having this powerful autonomic nervous system buried inside of all of our brains.

FLATOW: And there's some real research going into this. You talk about a group of investigators who studied this during the World Cup in Germany.

SAMUELS: Yes because there were some anecdotal cases of people who had died during excitement around sporting events. Some investigators studied the risk of sudden death during the World Cup in Germany. All the games were being in Germany. But what they did is cleverly compare the rate of sudden death on the days when the German team was playing versus days when the German team was not playing. These were all Germans, of course, watching the games there in Germany.

And the risk was almost three times greater on the days when the German team was playing. So when they had an emotional investment in the team, there was three times the risk of sudden death during those days.

FLATOW: Now why would your body be built this way?

SAMUELS: Well, what we think is this is leftover from our days, our primitive ancestors in the wild. And when they were trying to escape, let's say from jaguars, it was important for them to have their heart beat faster, to pump blood to the muscles at the expense of other parts of the body like the gastrointestinal system, and this system was known as the sympathetic nervous system.

And the great physiologist, Harvard physiologist Walter Cannon was famous for calling this the fight and flight reaction that I'm sure almost all of your listeners have heard about. So the animal was faced with this sudden threat, and the choice is run or fight. In both cases, what that animal needs is a fast heartbeat, a lot of blood pumped to the muscles and so on.

So that's probably what happened. That system was a benefit. And so those genes were preserved over eons, and we have them in our brains.

FLATOW: So this Halloween, this is not something you should be fearful of. I mean...

SAMUELS: Not really, no, because in our era, for most people, Halloween is not really frightening. It's a fun thing. There was once a time, of course, it was a serious religious holiday, and many people probably were quite frightened. But the important thing to emphasize is that this can't be some kind of a game. That doesn't cause the sympathetic nervous system to have this kind of storm.

It has to be a real event. And that's one of the challenges in studying this because you can't ethically put subjects at real risk. And so we have to look for experiments of nature like earthquake and other events in which millions of people are simultaneously, suddenly put at risk. And it has to be a serious risk.

FLATOW: Are there any cases of somebody sneaking up behind you and yelling boo, you know, you jump?

SAMUELS: I don't have any such cases of my own personally. There have been anecdotes again reported about things like this, but it - I wouldn't say it's scientifically proved that that could happen. Theoretically it could.

FLATOW: Let me go to the phones, 1-800-989-8255. Mary, in Tampa Bay. Hi, Mary.

MARY: Hi.

FLATOW: Hi there.

MARY: I was curious because I have a really good reaction when I get scared, so it works all the time. Probably once a week I scream bloody murder because people like to jump out at me, or someone just walks around a corner, and I scream. So I get scared often. What kind of consequences of - if you get scared often, does it not matter as much?

SAMUELS: That's a very important point. I'm really glad, Mary, that you brought that up because it turns out that people's conscious conception of how frightened they are isn't correlated at all with the nervous system's real reaction.

So in the past, people have tried to give people what are called stress tolerance tests. They show them spiders and see how high their blood pressure would go, how fast their heart rate would go. It turns out that there's not much correlation between what people say frightens them and what indeed really does frighten them and cause this autonomic storm.

So people frightening you at work, and you're jumping or screaming when you see something, that's probably just part of your natural way of handling things. It's very unlikely that that's really an example of one of these serious sympathetic storms.

FLATOW: OK, Mary?

MARY: Good to know. Thank you.

FLATOW: Mary, how do you handle the cable bill when it arrives?

(LAUGHTER)

MARY: I just, I don't know, it's just funny. I laugh. It gets me really good, but I just get really - I startle easily.

FLATOW: All right, have a happy Halloween.

MARY: Thank you.

FLATOW: 1-800-989-8255. A lot of people asking questions. Let's go to Peter in Oxford, Iowa. Hi, Peter.

PETER: Hi. Actually there's a case in Iowa City, which I live near, of someone getting excited during a basketball game, watching it on TV, and he got angry, and he fell over and died. I'm curious, though, if there's any evidence of preconditions in the people that die. And I'll take your answer off the air.

FLATOW: OK, thanks.

SAMUELS: Peter, that's a very, very important question, and I'm often asked that question, are there any predispositions, can we predict in advance certain underlying conditions predisposed to this. And even though it seems intuitive that if you had an underlying heart disease of a more typical type, let's say hardening of the arteries, of the coronary arteries, which is a more common, typical type of heart disease, that you might be at greater risk for this phenomenon.

But in actual fact, this is a very rare phenomenon, and there actually isn't any evidence that that's the case, even though it's intuitive that that ought to be the case. In actual fact, this - everybody is about at equal, very low risk for this phenomenon that we're talking about today. So I have plenty of examples of children, of people with proved no coronary disease, autopsy proved no coronary disease, who have had this happen.

Now of course that's the obverse. That doesn't prove that point that Peter raises, but by - even though it's intuitive, that may not be true that there's a particular underlying group of people who are at risk.

FLATOW: Have you got another anecdote for us of...

SAMUELS: Oh, one of my favorite is the Siamese twins Cheng and Eng, who you know were connected at the chest. They lived 63 years connected to each other, had 21 children, if you can believe that, ended up living in North Carolina during the Civil War period.

And they had an ambivalent relationship with each other. They were very different types of people. And in any case, one of them died during the night, and the other one woke to find his brother connected to him by this band, dead. I can't imagine a more stressful situation than that.

And there was a nephew present in the room, and apparently he said your Uncle Cheng just died, I shall now die. And in fact Eng was his name, in fact did die, dropped dead. And those bodies were actually taken to Philadelphia. An autopsy was performed there, and anybody who visits the Academy of Medicine in Philadelphia can actually see the plaster cast that was made there and the autopsy report that was done.

So that's a really famous case of two important characters, one of whom died of this phenomenon that Walter Cannon called voodoo death.

FLATOW: Yeah, we have - we actually have them up on our website in a video called - on our website at sciencefriday.com. You can see a video Flora did. Any last anecdote?

SAMUELS: Oh, there's the earthquake, of course. Earthquake is a good example because it's an experiment of nature in which millions of people are suddenly put at risk, and it's not a game in a neuropsychologist's laboratory. And so it's the real thing. Anybody who's been in an earthquake knows that you can't really prepare for it.

It's a frightening event, and obviously there's a very small risk that something would happen to you, but there is a real risk. So on several occasions, several major earthquakes in Japan and here in North America, (technical difficulties) for the relative risk of sudden death around the time of earthquake, and it goes up predictably about three to five full (technical difficulties) stays up for about five days after major earthquakes.

FLATOW: All right, Dr. Samuels, thank you very much for taking time to be with us today, and a safe Halloween to you.

SAMUELS: Thank you very much, and thanks a lot for inviting me on. Bye-bye.

FLATOW: You're welcome. Dr. Martin Samuels, chairman of the Department of Neurology at Brigham and Women's Hospital and professor of neurology at Harvard Med School in Boston, and he was on the phone with us. So don't be afraid for Halloween. Just, you know, as I say, the scariest thing you may see is that cable bill coming in.

We're going to take a break, and we're going to continue to talk about the science behind some things that we talk about on Halloween, like Dracula, werewolves, zombies. There is some truth behind the legends. How much truth is there? We're going to talk to some folks who will tell us about that, our number 1-800-989-8255. You can also tweet us @scifri, @-S-C-I-F-R-I. Stay with us, we'll be right back after this break.

(SOUNDBITE OF MUSIC)

FLATOW: I'm Ira Flatow. This is SCIENCE FRIDAY from NPR.

Copyright ? 2012 National Public Radio. All rights reserved. No quotes from the materials contained herein may be used in any media without attribution to National Public Radio. This transcript is provided for personal, noncommercial use only, pursuant to our Terms of Use. Any other use requires NPR's prior permission. Visit our permissions page for further information.

NPR transcripts are created on a rush deadline by a contractor for NPR, and accuracy and availability may vary. This text may not be in its final form and may be updated or revised in the future. Please be aware that the authoritative record of NPR's programming is the audio.

Source: http://www.npr.org/2012/10/26/163712863/scared-to-death-literally?ft=1&f=1007

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Retirement savings: What to do when you don&#39;t have enough ...

What do you do if, as retirement comes into view, you realize you don?t have enough money for the life you want? You?ve added up what you can expect from Old Age Security, the Canada or Quebec Pension Plan, company pensions and your own savings. All that done, there?s a yawning gap, more than you can manage just by cutting a few expenses.

The first thing to do is to estimate how far you are from your goals, advises Adrian Mastracci, head of KCM Wealth Management Inc. in Vancouver. Can you get by with less? If the answer is that you can?t, there are several strategies that can boost income.

Consider renegotiating your mortgage, Mr. Mastracci suggests. ?If you find that rates have dropped or that you get a better rate with a different loan or even from a competitive lender, which is often the case, then discuss it with your current lender. You may find that a floating-rate loan cuts your costs. Consider what you pay for the peace of mind for five-year and even longer loans. Often, that cost is very high.?

Next, considering borrowing against your home equity, Mr. Mastracci says.

You can get a home-equity line of credit and use the money for spending or use some or all of it for investment. If you borrow against your home to spend, you need a guaranteed way to pay off the loan. Perhaps an anticipated inheritance or a boost in available cash flow from an end to contributing to a child?s or grandchild?s RESP. If you borrow to invest, beware. It can work if the investment produces a positive return. But if you generate a loss, the loan can be a catastrophe.

Instead of borrowing against home equity, you can harvest it, says Don Forbes, a financial planner who heads Don Forbes & Associates/Armstrong & Quaile Inc. in Carberry, Man. ?Downsizing is a a common tactic for people who have houses too big for their retirement years,? Mr. Forbes says. ?It is a fairly common situation because, the older you are, the harder it is to maintain the house. And a sale produces a good return, for there is no capital gains tax on a principal residence. For most people, downsizing is a way to squeeze out a few hundred thousand dollars.?

For most people, downsizing is a way to squeeze out a few hundred thousand dollars

Downsizing affects both your personal balance sheet and spending. If there is still a mortgage on your house or condo, you can pay it off. That means no more mortgage bill every month. You gain cash to pay off other bills. There should be a lower cost of operating a smaller home ? lower water, electricity and heating bills.

Renting out rooms is a way to make home equity generate cash flow without much risk. There may be some cost in preparing a suite for a tenant but if it is done with control over expenses ? the home can generate cash to pay down a remaining mortgage or to add to cash flow for living expenses. But beware the effect of rental. If you take depreciation for the rooms you rent, you impair the tax-free capital gain you can take when the house is sold. And you have to keep good records of income and expenses for the rental rooms.

A more drastic tactic is to relocate. If you live in a high-cost city in which property prices are at nosebleed levels ? say West Vancouver, where average homes sell for $1.85-million ? the amount of money one can harvest by moving to, say, Winnipeg, where $500,000 buys a grand house and $1-million an opulent one, is huge.

Finally, consider going back to work part-time, Mr. Forbes suggests. The benefits are numerous. You gain income, of course, you have less time to spend money, and you can postpone the time or the amounts which you have to withdraw from savings. Further, part-time work provides structure to life in retirement. And that, though it is an intangible benefit, can make it easier to structure spending.

Source: http://business.financialpost.com/2012/10/27/what-to-do-if-you-havent-saved-enough-for-retirement/

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The GIFT ? Phil Heath Mr.Olympia 2012 to Finaaaaaally Tribute ...



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